SJF Fleet Management Limited in conjunction with Virtual Insurance Products Limited is committed to ensuring that customers when financing a vehicle are protected against unforeseen costs that may be incurred as a result of an early termination of the agreement.

Why You should protect yourself:

• Over 500,000 vehicles become a total loss each year
• UK Car Crime is a third of all crime
• A vehicle is stolen every minute 33% of these are never recovered
• Cars seem to be depreciating at a far greater rate than ever before
• Motor Insurance settlements are always less than the price you pay for your car
• When a write off occurs you lose out and have to raise the funds for any shortfall and the deposit on your new vehicle
• Circumstances change and if you are where unfortunately made redundant would you have the means to maintain the monthly payments on your vehicle;
• You may wish for a change of direction in your career and to have the flexibility to terminate your agreement if you resign.

The Benefits of Early Termination & GAP Insurance
Key features:

• Single premium policy that operates for the duration of your agreement;
• We will pay up to £5,000 per policy in respect of Early Termination charges increasing to £10,000 in respect of GAP claims following a Total Loss;
• Cover protects against any loss as a result of:
  • Redundancy;
  • Loss of Driving Licence on Medical Grounds (Angina, Diabetes, Epilepsy);
  • Death;
  • Instalment Waiver – Up to three monthly payments made on your behalf if you are made redundant;
  • Expatriation (Your employer sending you to work in an overseas office);
  • Resignation (Optional extension to the policy to protect yourself against termination of your agreement following your resignation;
  • Total Loss as a result of a motor insurance “Write Off”

Virtual Insurance Products Limited is a leading provider of Early Termination and GAP Insurance products to the automotive industry. We offer SJF Fleet Management customers a bespoke service and excellent claims support.

For further details on these innovative products call 01803 849 031 quoting reference number IA138

SJF Fleet Management Limited is an Introducer Appointed Representative of Virtual Insurance Products Limited, which is authorised and regulated by the Financial Services Authority.
Firm reference number 307038.
Virtual Insurance Products Limited
The Estate Office
Shadrack
Berry Pomeroy
Totnes
Devon
TQ9 6LR
Tel 01803 849 031 Fax 01803 860 299
Company No 4233964.
You can check this information by visiting the FSA website.